Track & Split
Expense tracking
You cannot fix spending you cannot see, and in a UPI-first world most spending is close to invisible: a scan, a beep, gone. These guides cover how to track expenses without turning it into a second job — which methods work, which small purchases matter, and how to keep bank, UPI and credit card spends in one honest picture.
New to tracking? Begin with how to track your expenses and stop overspending.
How to track your expenses and stop overspending
How to track expenses in India: choose a method that fits, capture every UPI and card payment, and use a 10-minute weekly check to stop overspending.
Daily expense tracking: why small purchases can destroy your budget
₹150 a day becomes ₹54,000 a year. Why small UPI purchases wreck budgets, how to track daily expenses in two minutes, and how to set a daily spending limit.
Where is my money going? A simple guide to tracking your spending
Salary gone before month-end? A 30-minute way to find where your money goes using your bank and UPI history, spot the leaks, and keep tracking simply.
How to manage UPI and card spending without losing track
UPI across two apps, two bank accounts and a credit card? How to track UPI and card spending in one place, set sensible limits, and stop overspending.
UPI AutoPay: how to find, track and cancel mandates you forgot about
AutoPay mandates are easy to create and easy to lose track of. How to see what you have running, cancel the ones you don't want, and avoid surprises before payday.
Why credit card spending needs to be tracked separately
Adding card spends to your monthly outflow makes your budget wrong twice over. What goes wrong, and how to track cards without distorting your real cash position.
Why expense tracking fails, and what to do differently
Plenty of people give up on expense tracking within weeks. The reasons are consistent and fixable, and they are mostly not about discipline.
More topics
- Budgeting & saving — Monthly budgets, the 50/30/20 rule, how much to save and how to spend less without feeling broke.
- Splitting expenses — Dinners, trips and group plans: fair splits, clean records and settling up in as few payments as possible.
- Roommates & couples — Rent, utilities, groceries and shared budgets for people who share a home.
- Using Track & Split — What the app does, which banks it reads, and how tracking and splitting fit together.
Tracking that fills itself in
Track & Split turns your bank's transaction SMS into categorised expenses on your phone. No typing, nothing uploaded.
Get it onGoogle Play